know less people arehungry you know you know all that kindof stuff. So I think I think we're in abroadly better space um because of it.Now that leads me sort of into sort ofsome of the specifics around web 3. So Ihad shared earlier around the fact thatsort of you know web 3's innovation isaround you know basically value but vector database aiandand digital property rights. What itreally does is uh if we succeed in sortof getting people onto web 3 is that itteaches you about financial literacy.Right. And that's the one area of valueuh sort of sort of knowledge that hasbeen kind of hidden. And our contentionis that the reason why we have this sortof really large gap in the world for themost part is because there's apercentage percentage of the world whichis very small that understands money andinvesting and value in you know acapitalist society. Uh and so theyunderstand capital formation you knowwhether they were trained or inherentdoesn't really matter. they kind ofunderstand it, right? And then there'sthe rest of the world partially becauseof the education system and alsoculturally that don't understand moneybecause money was really just used as ameans to a certain end but they don'tactually think of it as you knowinvesting or building capital andthey're still stuck in a labor world. Uhand when you look at for instance labor,if you look at where labor was um andwhere capital is, you know, if you hadlike forl like invested your labor valueand your capital value, capital farexceeded that of of of your labor valueover the last 20 years, right? And soand so this whole idea of well, you workhard and you make money and you're fine,it's all gone. It doesn't work, right?Um but that's what we're being told. Andby the way, we're still being told that,right? you know um and again this is notto say don't work hard of course rightbut um uh and and I don't want to sortof say this trope about work smartbecause you know it's kind of it's alittle bit demeaning as well what do youmean by that right but rather it's tosay that you need to have the right kindof knowledge and this in this case itmeans you need to have financialliteracy uh but financial literacy isone of those interesting things whereit's a very specific subsector butbecause we acknowledge that we live in acapitalist world therefore you must befinancially literate to succeed in acapitalist world, right? And and this isthe irony, right? You're saying we weendorse capitalism. We want promoted,but you don't teach it in school. So, soyou go you I mean, we don't learnanything about capitalism when you're inprimary school. And I have three kids,so I'm seeing this and I had to teachthem about it because, you know,basically going from primary school,middle school, high school, frankly,what's your first experience with with,you know, really real capitalism? It's,you know, for a lot of people it's, youknow, student debt, okay? And and you'refaced with the the really the other sidewhich starts to feel a little bit likeindentured servitude suddenly, right?And so, are we really surprised thatthings like topics like Marxism andcommunism are becoming popularparticularly in the younger generation?Like, like if you just think of it thisway, we're creating indentured servantsthat have to pay back, you know, somekind of, you know, basically virtualdebt. um they don't understand anythingabout money and they they have to paythat back in many cases for maybe thefirst 10 or 20 years of their lifewhatever it is you know they have totake a job to pay back the debt rightlike all this stuff right and it startswith this idea that they don'tunderstand even basic things likecompound interest um and how it works orfor instance you know money supply rightum you know like when when you knowespecially during co but actually youknow during the you know basically Lemanbanking crisis you know in 2008 2009 youwhich was really the birth of Bitcoin,right? That was kind of the whole thingof we we we reject basically thisbetrayal of the monetary system, right?Um how many people really understoodwhat governments were doing to ourmoney, right? They're very few reallyunderstood. The 1% of the world did andso they did they did the rightstrategies whether they invested incertain assets, bought real estate,bought Bitcoin, doesn't matter. Theyunderstood what was going on. The restof the world doesn't understand what'sgoing on, right? and so and so and sothey lost out uh because they had a lackof knowledge um that was necessary forfinancial literacy. So that's kind ofthat's kind of the the uh found sort oflet's call it I would say the the basefoundation that imagine a world wheremost people are somewhat financiallyliterate like in the same way that mostpeople had some had more knowledgethrough the internet now we had moreknowledge in understanding money andinvesting you'd completely change theframework of the world um and you'd alsocreate much more equity and so thiscomes down to some of the constructs nowwhich is that for instance throughtokenization we can now actually embracein something that we like to callstakeholder capitalism. Um, capitalismhas a bad name in large part because thestructure of particularly theshareholder capitalism we experiencetoday is very concentrated. So take alook like a company like Apple. I thinkApple has about 80,000 shareholders.Okay, or you know which means 80,000shareholders. Sure, some of our mutualfunds and they're distributed. So maybethe indirect holding is larger. But thepoint is it's a very small number ofpeople that essentially own the world'smost uh valuable company in the worldwhich is basically what 3 trillion orwhatever whatever day we look at between3 to 3.3 trillion. Like it's that's it'stiny, right? So how many people who buyan iPhone actually have an interest inthe success of Apple, right? You know,scarcely anyone or or call it Facebookor or call it um call it Google, doesn'tmatter, right? Um and so so how do youcreate a framework where both thecustomer and the company are actuallytrue stakeholders? It means they have tohave a stake in what you do. But evenadministratively, imagine if every Appleowner, Apple, Apple MacBook owner orsomething was also an individualshareholder

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